Knowledge Hub

The thinking behind
the tools.

Researched, long-form pieces on retirement income, CPF and the conversations that make or break a plan. Drawn from the best of the finance literature and written for advisers who present to clients.

Retirement income11 min read

The Floor-and-Upside Conversation: Presenting CPF LIFE to Clients Who Want "the Number"

Every client walks in with a number. The best way to move them off it is not to argue — it is to show them the floor they already own. A method drawn from Pfau, Housel, Richards and the 1M65 movement, with 2026 CPF LIFE figures.

17 September 2026Read

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Every piece here is built around something the tools can draw on screen. The free plan gives you the FIRE Calculator and CPF & SRS Tax Planner, with no card and no time limit.

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The thinking behind the tools.

The Floor-and-Upside Conversation: Presenting CPF LIFE to Clients Who Want "the Number"

Put the thinking to work in your next meeting

The thinking behind
the tools.