Professional Financial
Planning Tools for Advisers

Retirement projections, CPF and SRS tax relief, and a five dimension health score. Rendered live, in the room, in your client’s language. Not a spreadsheet they have to take your word for.

Start freeNo credit card. The free plan has no expiry.
app.1965intelligence.com
Client filesLast session 12 Mar
The Tan Family
Reviewed 12 Mar
74Open
Mr & Mrs Lim
Reviewed 28 Feb
61
Client A
Reviewed 9 Jan
43
Tax saved this year
S$3,240
CPF + SRS relief
Health score
68 / 100
Needs attention
Export
PDF · PPT
Your practice name
No credit cardFree plan, no time limitBilingual EN and 中文Works in any currency

Everything a review meeting needs, in one session

FIRE CalculatorCPF cash top-up reliefSRS reliefYA2026 tax bracketsCitizens, PRs and foreignersFive dimension health scoreProtection gap analysisSix interactive chartsAsset class split returnsPlatform fee comparisonCost of delay, quantifiedPDF, PPT and Word exportSaved client filesEnglish and 中文Any currencyFIRE CalculatorCPF cash top-up reliefSRS reliefYA2026 tax bracketsCitizens, PRs and foreignersFive dimension health scoreProtection gap analysisSix interactive chartsAsset class split returnsPlatform fee comparisonCost of delay, quantifiedPDF, PPT and Word exportSaved client filesEnglish and 中文Any currency

Three tools. One session. No spreadsheet.

FIRE CalculatorMr. Tan Ming Hui
FIRE target
S$3.24M
Projected
S$2.85M
Shortfall
−S$390K
To freedom
31 yrs
Accumulation and drawdown
Target
Stocks 6.5%Bonds 3.2%Cash 1.8%
Live by default

The maths runs live. The judgment stays yours.

Every chart recalculates the moment an input moves, so nobody in the room waits on a rebuild. What those numbers mean, and what the client should actually do about them, is still the part only you can say. The software does the arithmetic and gets out of the way.

See every input and output
Retirement age62
Expected return6.5%
Monthly contributionS$2,400

Move one assumption

Retirement age, contributions, expected return.

FIRE target
S$3.24M
Shortfall
−S$390K
Tax position
S$3,240
Health score
68

The whole plan answers

Six charts, the shortfall and the tax position, together.

The meeting

Where the work actually flows

Four steps, one session. This is the shape of a review meeting run on 1965 Intelligence.

01 · Prepare

Open a client file, not a blank sheet

Saved profiles load last session’s figures, so the meeting starts where the previous one ended. Label them however you like. No NRIC, no legal names, nothing that identifies anyone.

The Tan Family
Last session 12 Mar
74
Mr & Mrs Lim
Last session 28 Feb
61
Client A
Last session 9 Jan
43
02 · Present

Change one number, watch the room react

Move retirement age, contributions or return assumptions and every chart follows in real time. Share your screen or turn the laptop around. The layout is built to be read from across a table.

Retirement age62
Recalculates live
03 · Prove

Score the position, not just the projection

The Health Snapshot grades five dimensions, classifies the client’s segment, and ranks the critical flags. Per dimension talking points mean the next thing you say is already written.

68
Overall score
Protection gapS$740K
Emergency fund2.1 mo
Retirement gapS$390K
04 · Follow up

Leave them something to read

Export the session as PDF, PPT or Word under your own practice name, dated for the next review. The client leaves with the plan. You leave with the file saved.

Financial Health Report
Under your practice name
PDFPPTWord

Built by someone who sits in the same chair you do

The FIRE Calculator was the first tool I built, because I use it with my own clients every week. This is not a side project. Not an experiment. It is a platform I intend to develop and improve for years.
KNKenneth NeoFounder, practising financial adviser, Singapore
Read the full note

What that turned into

FIRE CalculatorSix charts, accumulation and drawdown, redrawn as you type.
Asset class returnsStocks, bonds and cash, each modelled at its own rate.
FIRE alternativesSeveral retirement ages compared side by side.
Cost of delayWhat waiting another year costs, in dollars.
Platform feesFee drag compared across the full horizon.
CPF top-up reliefCash top-up modelled against YA2026 brackets.
FIRE CalculatorSix charts, accumulation and drawdown, redrawn as you type.
Asset class returnsStocks, bonds and cash, each modelled at its own rate.
FIRE alternativesSeveral retirement ages compared side by side.
Cost of delayWhat waiting another year costs, in dollars.
Platform feesFee drag compared across the full horizon.
CPF top-up reliefCash top-up modelled against YA2026 brackets.
SRS reliefCapped correctly by residency status.
Protection gapIncome multiple and needs analysis, both ways.
Client segmentMass market through to UHNW, derived from the inputs.
Snapshot compareTwo sessions overlaid to show movement since last review.
Branded exportsPDF, PPT and Word under your own practice name.
Saved client filesLast session’s figures, ready for the next meeting.
SRS reliefCapped correctly by residency status.
Protection gapIncome multiple and needs analysis, both ways.
Client segmentMass market through to UHNW, derived from the inputs.
Snapshot compareTwo sessions overlaid to show movement since last review.
Branded exportsPDF, PPT and Word under your own practice name.
Saved client filesLast session’s figures, ready for the next meeting.

The people managing someone’s life savings deserve better tools

Built by an adviser

Kenneth Neo is a practising financial adviser. Every tool here solved a problem in a real client meeting before it was ever a feature.

Bilingual from the first screen

Every label, chart and export switches between English and 中文 inside the same session. One product, not a translated fork.

Fairly priced

A free plan with no time limit and no card. Pro is S$29 a month, month to month, cancel any time. No lock-in and no seat minimum.

Private by design

No NRIC, no passport number, no client name required. Planning data is processed in your browser, and nothing is ever sold or shared.

0

interactive charts in the FIRE Calculator

0

dimensions scored in the Health Snapshot

0

YA2026 tax brackets modelled

0

languages, switchable mid session

Counted from what is running in the product today, not from a roadmap.

Built in Singapore. Made for the World.

1965 marked Singapore’s independence, the start of Asia’s most remarkable financial story. We carry that legacy forward, building professional grade planning tools for financial advisers everywhere.

Your next client meeting is the one to try it on

Sign up in under a minute and open the FIRE Calculator on the same screen you present from.

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No card, no trial clock

The free plan does not expire and there is nothing to cancel.

Nothing identifying collected

Client files hold a label you choose and the figures from that session.

Built in Singapore

Made for advisers here first, and priced for advisers everywhere.