Product features

Purpose-built tools for financial planning conversations

Every tool is designed for a specific advisor-client conversation — presenting complex numbers simply, visually, and credibly.

◎Available Now

FIRE Calculator

The Financial Independence, Retire Early (FIRE) Calculator helps advisors model retirement timelines, required target corpus, and monthly savings targets — all from a single, clean interface. Perfect for first meetings and annual review conversations.

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Retirement projections at a glance

Enter a few key numbers and instantly see the FIRE target, surplus/shortfall, and years to freedom — perfect for client meetings.

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Interactive charts included

Six professional charts — portfolio growth, expense breakdown, contribution vs gains, and more — generated in real time.

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Export in one click

Export results as PDF or PPT to share with clients after the meeting.

FIRE Calculator — 1965 Intelligence
FIRE Financial Calculator
FINANCIAL INDEPENDENCE · RETIRE EARLY  |  Powered by 1965 Intelligence
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CLIENT NAME:Mr. Tan Ming Hui
FIRE Target
S$3,240,000
Projected Portfolio
S$2,850,000
Surplus / Shortfall
−S$390,000
Years to Freedom
28 yrs
Portfolio Growth to FIRE Target (by Asset Class)
Stocks
Bonds
Blended
FIRE Target
Available Now

CPF & SRS Tax Planner

Help clients see exactly how much income tax they can save this year through CPF Cash Top-Up and SRS contributions — and how much relief they're leaving on the table. Supports Singapore Citizens, PRs, and Foreigners.

What you input

Annual Income & Tax Bracket
Enter chargeable income to calculate baseline tax under YA2026 progressive rates across all 13 brackets.
CPF Cash Top-Up (Own & Family)
Model tax relief from topping up your own CPF SA/RA (up to S$8,000) and a family member's account (up to S$8,000).
SRS Contribution
Calculate tax relief from SRS contributions — S$15,300 cap for citizens/PRs, S$35,700 for foreigners.
Residency Status
Switches between Singapore Citizen/PR and Foreigner mode — CPF section is hidden for foreigners, and the correct SRS cap is applied automatically.

What you get

Tax Before Relief
Baseline income tax computed on chargeable income before any relief.
Tax After Relief
Revised income tax after CPF top-up and SRS contributions are deducted.
Tax Saved This Year
Dollar amount saved in the current tax year from the combined relief.
CPF Tax Relief
Breakdown of tax relief from own top-up and family member top-up.
SRS Tax Relief
Relief amount from SRS contribution, capped correctly by residency.
Relief Cap Progress
Visual bar showing how much of the available relief cap has been used vs remaining headroom.
Lifetime SRS Net Tax Benefit
Projects total tax saved across contribution years minus tax payable at withdrawal — showing the true net benefit of SRS.
◆Available Now

Financial Health Snapshot

Get a comprehensive view of a client's financial health across five dimensions — liquidity, debt, growth, retirement readiness, and protection — in a single dashboard designed for advisor-client conversations.

What you input

Income & Expenses
Monthly income, savings, expenses, debt payments, and passive income for cash flow and ratio scoring.
Assets & Liabilities
Full net worth breakdown across CPF, property, investments, cash, and business interests (with ownership %).
Protection
Existing coverage amounts and types — life/TPD, CI, accident, hospitalisation, disability — and annual premiums.
Profile
Age, dependents, business owner status, cross-border assets, and estate planning flags for segment classification.

What you get

Financial Health Score
Overall score 0–100 with label — At Risk, Needs Attention, Developing, Stable, or Strong.
5 Dimension Scores
Separate scores for Liquidity, Debt Health, Growth, Retirement, and Protection — each 0–100.
Client Segment
Auto-classified from Mass Market to UHNW based on net worth, income, and complexity profile.
Critical Flags & Top Priorities
Ranked action items by urgency with specific advisor levers — what to address first and how to frame it.
Protection Gap Analysis
Two-tab breakdown: Income Multiple (rule of thumb) and Needs Analysis (obligations vs resources, segment-based dependent support).
Advisor Talking Points
Auto-generated per-dimension conversation starters with HNW and estate-phase-aware framing.
Snapshot Comparison
Save client snapshots and overlay two sessions side-by-side to track financial health over time.

More tools coming soon

We're building a complete suite of advisor-grade financial planning tools.

Age 65Age 70Age 75Age 80CPFInvestmentsSavings
◉Q2 2026

Retirement Income Timeline

Visualise how income streams — CPF payouts, investment drawdowns, rental income, and savings — layer together over the retirement years. Identify income gaps and optimise withdrawal sequencing.

● All activeLife InsuranceS$1.5MHealth InsuranceS$200K/yrCritical IllnessS$500KDisabilityS$8K/mo
◧Q3 2026

Policy Summary Generator

Aggregate all client insurance policies into a clean one-page summary. View total coverage, premiums, and coverage gaps across life, health, critical illness, and disability policies.

Estate: S$2.4MSpouse45%Children35%Charity20%Model multiple distribution scenarios
◇Q4 2026

Estate Planning Dashboard

A visual tool for mapping estate distribution across beneficiaries. Model different allocation scenarios, calculate potential estate taxes, and generate a structured estate summary for client review.

Client Policy FileExport PDF →📊
◰Q4 2026

Policy File Generator

Generate a structured, shareable client policy file — export all policies, coverage details, and beneficiary information as a formatted PDF. Perfect for annual reviews.

Start planning for free

Free plan, always. No credit card required. Full access to the FIRE Calculator and CPF & SRS Tax Planner from day one.

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